Pay Smart.Live Easy.
Complete payment infrastructure for modern businesses — from payment gateway and UPI to POS terminals, fleet cards, BBPS, AEPS, and enterprise fintech APIs. Powered by Riddhess.
Complete Payment Ecosystem
14 powerful categories covering every payment, fintech, and financial infrastructure need for your business.
Payment Gateway
Accept payments via UPI, Cards, Net Banking, Wallets, and more through a unified gateway.
UPI & QR Payments
Complete UPI ecosystem — QR, Intent, Collect, Dynamic QR, Merchant UPI, and AutoPay.
Merchant Payments
End-to-end merchant payment lifecycle from onboarding to settlement and reconciliation.
POS & Smart POS
Android POS, QR + Card hybrid terminals, billing integration, and digital receipts.
Fleet & Fuel Cards
Fuel cards, driver cards, fleet expense management with vehicle-wise limits and tracking.
Corporate & Expense Cards
Fleet, fuel, expense, corporate, employee spending, and gift cards for business operations.
Payment Links & Invoicing
Generate payment links, digital invoices, recurring & subscription payments with reminders.
Payout Solutions
Vendor, employee, commission, and bulk payouts through secure payout APIs.
Payment APIs
Developer-friendly Payment, Payout, UPI, KYC APIs with webhooks and a developer dashboard.
BBPS
Bharat Bill Payment System for electricity, gas, water, recharge, DTH, broadband, and insurance.
AEPS & Micro ATM
Aadhaar-enabled payment services — cash withdrawal, deposit, balance enquiry, and mini ATM.
Reconciliation & Settlement
Automatic transaction matching, settlement reconciliation, and failed transaction tracking.
Fraud & Risk Management
Real-time transaction monitoring, fraud detection, velocity checks, and risk scoring.
Fintech Infrastructure
Banking & verification APIs, digital wallets, analytics dashboards, and payment reconciliation.
Accept Every Payment, Everywhere.
Our unified payment gateway supports 50+ payment modes including UPI, credit/debit cards, net banking, wallets, EMI, Buy Now Pay Later, and international cards.
UPI Payments
Google Pay, PhonePe, Paytm & more
Card Payments
Visa, Mastercard, RuPay, Amex
Net Banking
All major banks supported
Wallets & EMI
Digital wallets & EMI options
Payment Links
Share & collect via link
QR Payments
Static & dynamic QR codes
UPI & QR Payment Solutions
India's most powerful UPI payment stack — from QR codes to AutoPay, built for scale.
Instant Verification
Real-time payment confirmation with callback webhooks for seamless integration.
Multi-VPA Support
Support multiple UPI Virtual Payment Addresses for different business verticals.
Smart Routing
Intelligent routing across UPI PSPs for maximum success rates and minimal failures.
BBPS
Bharat Bill Payment System
One-stop bill payment for all utility services through NPCI's BBPS network.
AEPS & Micro ATM
Aadhaar Enabled Payment System
Banking services at doorstep — biometric authentication-based financial inclusion.
Why Choose Ri Pay?
Built for businesses that demand reliability, security, and speed.
Bank-Grade Security
PCI DSS compliant with 256-bit encryption, tokenization, and multi-layer fraud prevention.
Instant Settlement
Real-time settlement processing with automated reconciliation and transparent reporting.
Multi-Channel
Accept payments online, offline, via app, POS terminal, payment link, QR code, or API.
Analytics & Insights
Real-time dashboards, sales analytics, merchant reports, and downloadable revenue reports.
Send Money at Scale.
Automate vendor payments, employee salaries, commissions, and refunds with our Payout APIs. Process thousands of transactions in minutes.
Reconciliation & Settlement
Automatic Transaction Matching
Auto-match payments with orders
Settlement Reconciliation
Bank-level settlement verification
Failed Transaction Tracking
Real-time failure monitoring & alerts
Refund Tracking
End-to-end refund lifecycle management
Daily Settlement Reports
Automated daily MIS reports
Enterprise-Grade Security
Multi-layered fraud prevention and real-time risk management to protect every transaction.
Transaction Monitoring
24/7 real-time surveillance
Fraud Detection
ML-powered anomaly detection
Velocity Checks
Rate limiting & pattern analysis
Risk Scoring
Dynamic risk assessment engine
Suspicious Alerts
Instant flagging & notification
Built for Developers.
RESTful APIs, comprehensive documentation, SDKs for all major platforms, webhooks, and a powerful developer dashboard.
Regulatory & Compliance Information
Payment processing, UPI collections, AEPS, BBPS, and payout services offered through RI Pay are facilitated in partnership with Reserve Bank of India (RBI)-licensed payment aggregators and banking institutions. Riddhess Infotech & Agro Pvt. Ltd. operates as the technology platform provider.
All financial transactions are processed through PCI-DSS compliant partner infrastructure. Merchant onboarding is subject to KYC verification and partner bank approval. Settlement timelines and MDR rates are governed by partner agreements and applicable RBI guidelines.
Features described on this page represent the platform's capabilities when fully integrated with licensed banking partners. Availability of specific services may vary by region and partner status.
Ready to Transform Your Payments?
Join hundreds of businesses using Ri Pay for seamless payment collection, disbursement, and financial management.
Payment technology and gateway solutions through Riddhess's ecosystem and technology partners.